Credit Product Manager

About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 50+ million customers get more from their money every day. As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. About The Role The credit department at Revolut is anything but ordinary. They design, develop, and launch credit products. The team manages our products from day one to the end — developing the back and front-end, and the data science infrastructure with scalable risk management, and portfolio management solutions. We're looking for a Credit Product Manager who'll be the go-to person on all things related to credit cards in Australia. You'll coordinate the stages necessary to achieve a successful product-market fit, from scoping and implementation to testing and launch. Up to shape the future of finance? Let's get in touch. What You’ll Be Doing

• Building the strategy to launch credit cards in Australia, including developing the customer segment, pricing, value proposition, etc.
• Scoping aspects of market requirements, including legal, risk, infrastructure effort, risk modelling, and portfolio performance
• Coordinating with product teams to build an implementation plan
• Project-managing with cross-functional teams throughout global offices, such as Operations, Finance, Legal, Compliance, Marketing, and Communications
• Collaborating with the Growth team to execute go-to-market plan and launch marketing campaigns
• Working with Credit Risk Managers to set, test, and optimise the credit risk strategy
• Streamlining operations to deliver an exceptional customer experience
• Creating dashboards and reports to track and manage portfolio performance

What You'll Need

• 5+ years of experience working with credit cards
• Experience building products and/or features in retail credit
• Expertise in new product design and user research
• A customer-centric approach to problem-solving
• Broad knowledge of risk management principles
• A detail-oriented, structured mindset
• Great interpersonal and negotiation skills
• The ability to prioritise features based on customer needs/wants
• A deeply analytical approach and track record for making data-driven decisions
• The ability to build partnerships with other functions
• Fluency in English
• Effective communication skills with stakeholders across the business
• A passion for building new processes and challenging the status quo
• A solid understanding of credit risk

Nice to have

• Impressive analytical skills
• To be comfortable working in a high-performance, target-driven environment

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team. Important notice for candidates: Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately. By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's <a class="postings-link" href="https://www.revolut.com/legal/data-privacy-for-candidates">Candidate Privacy Notice